AnyMessage GmbH
FinanceFinancial Services

PSD2-Compliant OTP Delivery via SMS & WhatsApp in One API

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99.9%

Delivery rate

< 3 sec

Latency

−60%

Dev effort

3

Channels in one API

Challenge

A European financial services provider needed a PSD2-compliant solution for OTP messages and transaction notifications. The previous system had separate integrations for SMS and email — without WhatsApp support.

Solution

The AnyMessage Gateway (AMG) unified SMS, WhatsApp and email in a single API. OTPs are preferably delivered via WhatsApp (higher open rate), with automatic SMS fallback on failure.

„The AMG fundamentally simplified our communication infrastructure. One API for all channels — that was exactly what we were looking for."

— Financial Services

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